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Frequently Asked Questions
Below are some answers to questions frequently asked by our clients. If you have any other questions, please reach out to us any time!
Question: Do I have to be on my job for at least 2 years in order to qualify for a loan?
Question: Do I need to have 20% down payment to buy a home?
Question: I'm looking at homes currently. How long does it take to get a pre-approval letter?
Question: Can I use a gift for my down payment?
Question: Are medical collections required to be paid?
Question: Are co-signers allowed?
Question: Do you required tax returns?
Question: Can closing costs be financed with the loan?
Question: What states are you licensed in?
Question: How does the down payment assistance work?
Question: I'm under contract now but want to see if you can get me a better deal, will this hurt my credit score?
Question: Do you do loans on mobile homes?




St. Paul Branch
1272 Grand Avenue
St. Paul, MN 55105
NMLS# 1777743
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3009 112th Ave, Suite 200
Bellevue, WA 98004
Main: (855) 355-2942

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Copyright 2024 Axia Home Loans | NMLS # 27830 www.nmlsconsumeraccess.org | Equal Housing Opportunity | Axia is not an affiliated or an agency of the federal government. All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures, rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply.