Home Buying...We're here from start to finish!

We offer a range of programs and products including Down Payment Assistance (DPA), FHA, VA, USDA and Conventional loans.


No Product Overlays!
Same Day Pre-Approvals!
Over 40 years of Mortgage Experience!
Former Underwriter Knowledge!
Experts with First-Time Homebuyers!


Why Buying a Home is a GREAT idea!!

The benefits of owning a home instead of renting offer buyers several tax advantages, the ability to grow equity, and of course a place to call your own. It's also a feel-good milestone that offers a sense of pride and accomplishment. And, the current real estate and mortgage market conditions have created the perfect opportunity to transition from writing a monthly rent check to investing in your own home. Here are several reasons you should consider buying:

Rent will continue to rise.
Homeownership is an investment.
Predictable Monthly Payments.
Historically low rates and down payments.
Tax Deductions.

Whether you are a first time homebuyer, buying an investment property or second home, we are here to work with you every step of the way!
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Zero Down Programs

Zero Down Programs

Some programs like USDA & VA allow 100% financing. You can also secure down payment assistance with Convetional or FHA loan products. Credit scores as low as 600 could qualify!

low as
0%
Down Payment

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FHA Mortgage Loan

Low Credit Score

We have flexible loan options that allow credit scores as low as 580 to qualify for a mortgage. If you are working on your credit, you might be able to purchase a home now...Ask Me How!

low as
580
Credit Score

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VA Mortgage Loan

Low Interest Rates

One benefit I give to my customers is lower market rates. Since I work with my wife as my processor, we keep our costs low and in turn can offer typically lower rates than our competitors!

low as
Ask Me!
Interest Rate

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WE DON'T LIKE TO BRAG, BUT OUR CLIENTS DO!


           

Bloomington Branch
3601 Minnesota Drive
Bloomington, MN 55435
NMLS #1720069
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Corporate Office:

3701 Arco Corporate Drive, Suite 200
Charlotte, NC 28273
Main: (952) 746-3323

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Copyright 2024 Cardinal Financial | NMLS #66247 www.nmlsconsumeraccess.org | Equal Housing Opportunity | We are not an affiliated or an agency of the federal government. All information contained herein is for informational purpose only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures, rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply.