"From very first message to closing, always prompt and real information and truly a Godsend! Awesome experience and would recommend to any and everyone!"

"Rick was undoubtedly the driving force behind my recent home purchase from one state to another. Back in July my rental lease was set to expire in September and I was so over paying the never ending increasing costs to rent. So I started skimming mortgage lenders, came across Rick’s company, started filling out the application and decided not to finish it. Because I didn’t want my phone ringing off the hook by 5 million different agents. Well, here comes Rick a-calling the next day. First best decision, that I’d made on my purchasing journey, was to hear Rick out. I told Rick, I don’t have a pot to piss in, (well, I didn’t say it quite like that), I don’t want to live in a shack and I want to live in Tennessee. He said okay and he’d do everything he could and than he did. He got me a loan that I could afford and he went above and beyond to keep me believing that I will never again have to pay any one else’s mortgage by renting. Rick was the voice that I needed to keep my spirit up, my patience refreshed and my belief strong that I was on the right path. Patience is helpful and none I have. Rick was my patience. He never left it up to me, lol, with my discouraging intrusive thoughts. Rick only had more homes to view, more areas to consider, more paths to explore. Guess what? On August 23rd, I closed on my home in an area of Tennessee that I absolutely love and it’s not a shack. Thanks Rick!"

"Rick was a pleasure to work with. He was especially responsive and always available to address questions and concerns. I would recommend him to anyone liking for a quality lender!"

"They were so nice and easy to work with and kept me Informed the whole process all the way up to closing. Great people and company."

"Rick & Brenda were consistently effective at meeting critical deadlines in the home buying process. Their service and professionalism is top notch. Super experience!"

"I am a realtor in SC and had never used Rick. I had this elderly couple that I had sold their home and under contract for a new home based on their lenders approval. Less than 2 weeks from closing their lender dropped the ball. I sent them to two different agents that could not get it done. I was referred to Rick by another agent, gave him a call. He jumped on the file had been approved, through underwriting, and at the closing table on time. And today’s market that is unbelievable, I will always be loyal to Rick. He did an amazing job and pulled a miracle out of the sky. I have sent his number to several other agents. Thank you Rick for a fabulous experience."

"Honestly everything from the beginning to the end absolutely amazing. I never thought this dream would come true but you guys made it happen with no money down"

"It was no pressure and stress. Rick made it an amazing experience. Any future business I would gladly do through Rick."