Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick was absolutely amazing! Rick answered all of my questions in a timely manner and was very patient with me."
Chermaine O. Closed Jun 28, 2024
"Rick and his crew are great. We just closed on our house on 4/21/23 was a difficult deal due to buyer and this team worked there butts off to get the deal done within the timeline. I would definitely recommend this crew for your house buying needs. You rock Rick."
Hope N. Closed Apr 21, 2023
"Rick made everything so simple and explained anything I had questions about. He made a stressful process extremely smooth and me and my family can not be more thankful!!"
Jeremy V. Closed May 28, 2024
"Great experience overall. what would have made it better is if an initial call or email listing all information needed. i wasn't asked about my filing status or previous living history in the beginning."
Janet B. Closed Aug 29, 2025
"Rick is very knowledgeable about the process and explained every step, he even assisted me in how or where to find important documents needed. I am very happy with my overall experience. Thank you for everything you did to help me through the process."
Stacie W. Closed Nov 21, 2025
"The clear and concise communication. The quick responses to questions by email, text or when we called. They made this process easy and quick. We were even able to close on our 1st house 2 days earlier from original closing date."
Kira N. Closed Dec 19, 2025
"Very helpful and made the entire process easy."
Shanequa M. Closed Jun 12, 2025
"Communication was great with Rick and Brenda. Process was smooth."
Eric W. Closed Mar 28, 2025
"Thank you again for the communication throughout the entire process. It was a pleasure working with you!"
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