Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Thank you for everything your help and I am happy working with you."
Bie P. Closed May 06, 2024
"Rick and his crew are great. We just closed on our house on 4/21/23 was a difficult deal due to buyer and this team worked there butts off to get the deal done within the timeline. I would definitely recommend this crew for your house buying needs. You rock Rick."
Hope N. Closed Apr 21, 2023
"Rick was very communicative and informative. He was also very kind when it came to explaining things that I didn’t understand."
Luz T. Closed Apr 25, 2024
"Rick has excellent communication skills! He kept us informed every step of the way. Every time I called him he answered. He also got the loan clear to close in record time! Very impressed. I would love to work together in the future!"
Christy W. Closed Mar 15, 2024
"From very first message to closing, always prompt and real information and truly a Godsend! Awesome experience and would recommend to any and everyone!"
Ronald F. Closed Sep 19, 2025
"Very good communication, worked with me going over options to get the best deal for me"
Harold S. Closed Mar 10, 2025
"Rick and Brenda Scherer were great to work with made the home buying process easy. I would definitely recommend Rick to anyone interested in buying a home."
Vernon R. Closed Sep 30, 2025
"Great experience buying my first home. Rick work with me on every step of the process, he went above and beyond to get me to the finish line. I so pleased I had chosen Rick and Axia. Recommended 100%!!!"
Oscar R. Closed Jun 17, 2024
"Rick was a straight shooter and incredibly knowledgeable! Other lenders took forever to get back and none could match what Rick could offer! This was our 3rd home buying experience and by far the best largely due to Rick and his fantastic work!"
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