Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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Truly thank you for everything you and Brenda have done for us. We never thought we'd ever be able to buy a home and always be in the rent race. It's a depressing and hopeless feeling. You truly have no idea how much this means to us.
We've had to move so many times, and never felt like we were ever "home", because we weren't. We always knew we had to move when our lease is up. We were always restricted by our landlords, even if we wanted to paint our daughter's room or have a small garden. This move was different and surreal for us. To pull up to our first home, where our daughter would grow up, where we could have the chickens we've always wanted and even think about extending our family and having a nursery is beyond words for us.
Thank you for giving a small young family like us a chance, and sticking through it all and fighting for us. You made a difference in our lives, and we wouldn't be here if it wasn't for you.
I wish you and Brenda, nothing but health, wealth and happiness.
- Megan and Randy "
Megan M. Closed Mar 06, 2023
"Rick is very knowledgeable about the process and explained every step, he even assisted me in how or where to find important documents needed. I am very happy with my overall experience. Thank you for everything you did to help me through the process."
Stacie W. Closed Nov 21, 2025
"Well done and thank you SO very much! My husband and I were working with a tight timeline (17 days). We knew going in that it was going to be tricky and you did not disappoint, you met the deadline with plenty of time to spare. That truly speaks volumes to how well you and your office conducts business and the caliber of professionalism of all who handled the processing of our entire loan. Our realtor has even saved your contact information to share with others. Thank you Rick from the bottom of our hearts!!"
Georgette S. Closed May 24, 2024
"Excellent customer service and great communication"
Rebecca F. Closed Aug 28, 2025
"The communication given by Rick and his staff."
Kenneth H. Closed May 20, 2024
"Rick was pleasant to work with , very friendly and hard working . He was able to help us accomplish our goals . Highly recommend !"
Katie H. Closed Feb 15, 2023
"Rick and Brenda went above and beyond for me and even worked on the weekend to get everything done for my loan. Very easy to close with as well. Always took my calls and answered my questions. Very grateful and thankful."
Shane D. Closed Aug 19, 2025
"I have to say, Rick is fantastic. He exudes friendliness and intelligence in everything he does. And let's not forget about his partner Brenda - she's truly amazing! Without a doubt, I'll be recommending them to all of my friends and family."
Nikki P. Closed May 06, 2024
"Rick is a great and easy person to work with he breaks it down for you and works with your schedule not stressful at all highly recommend him this was my first time buying he made it very easy."
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