Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Communication was great with Rick and Brenda. Process was smooth."
Eric W. Closed Mar 28, 2025
"The process was great and it moved fast and I learned alot more thank u Mr rick and his team did amazing my wife and kids thank u as well"
Anthony W. Closed May 10, 2024
"Rick Scherer was an excellent advisor who was really easy to work with. I am thankful to him for all he did and explained to me during the process. I will definitely recommend him to family and friends and will continue in touch for future reference."
Antuanet A. Closed Aug 05, 2024
"Rick answered all the question we had quickly and profession. Most importantly, when we were ready to close early he knew immediately that we were clear to close a week early. No hesitation! I had complete confidence that the transaction would close. This is not always the case."
Kenneth P. Closed Jan 19, 2024
"Rick was outstanding to work with. He helped us navigate obstacles throughout the process with patience and professionalism, always keeping us informed and on track. Highly recommend!"
Otmane A. Closed Aug 15, 2025
"Communication. Attention to every detail"
Jeanne F. Closed Oct 11, 2023
"Very helpful and made the entire process easy."
Shanequa M. Closed Jun 12, 2025
"As first time buyers our whole experience went great!"
Jorge N. Closed Sep 26, 2025
"From day one. Rick answered his phone right away. I was shocked to learn that he was so honest and personable about his business. You simply do not find that anymore. He always made himself available to me and if he didn't answer he always returned my calls. Same with emails. He walked me through the process step by step. I highly reccomend him!"
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