Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick provided support and pertinent i information in a timely manner. He was very informative in guiding us through the home buying process."
Shawna F. Closed Sep 05, 2025
"Rick helped us achieve our dream of being homeowners. The process and support was great"
Christopher G. Closed Mar 28, 2025
"The process was great and it moved fast. Great communication and fast response. Was available anytime to answer my questions. Overall a great experience."
Jay M. Closed May 28, 2024
"Mr.Scherer was very understanding of our needs and I feel did his best to help at explaining what was needed to complete the loan process.I would be happy to recommend him to others in the home buying process."
Timothy F. Closed Apr 25, 2024
"Good communication and did a great job guiding my clients through the loan process."
Gregory B. Closed Jul 12, 2024
"Rick was easy to work with and was available any time we needed. I will definitely refer business his way. Thank you."
Jennifer D. Closed Jun 26, 2024
"thank you for your help kindness"
Eli S. Closed Sep 05, 2025
"Rick made everything so simple and explained anything I had questions about. He made a stressful process extremely smooth and me and my family can not be more thankful!!"
Jeremy V. Closed May 28, 2024
"Rick and Brenda were amazing and helped us tho through this process! We couldn't have done it without them and if we ever move again we will not use anyone but them!"
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