Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"While the Lender was an amazing team to work with we had alot of trouble with the whole closing process. I do appreciate everything that Rick and his team did to help us"
Robin L. Closed Aug 31, 2023
"Communication. Attention to every detail"
Jeanne F. Closed Oct 11, 2023
"Communication."
Betsey T. Closed Apr 05, 2024
"Great service, communication, friendly, patient with us first time homebuyers"
Wayne H. Closed Mar 31, 2025
"Rick was there to answer any questions we had and helped getting into apps that we didnt know anything about. He is very friendly and informative. I would not hesitate to recommend him to any looking to buy or refinancing a home. Rick worked with us every way possible. I thank him alot. Cheryl A Mickle"
Cheryl M. Closed May 03, 2024
"timely responses, good advice, great communication, and assistant was very helpful as well."
Hannah T. Closed Apr 10, 2025
"Rick was very helpful and understanding throughout my whole home-buying journey. He single handedly made it possible for me to buy a house that I loved after I had given up hope in this bleak market."
Najma A. Closed Apr 02, 2024
"Worked with me from pre approval"
Brandi H. Closed May 21, 2024
"Rick and Brenda were absolutely great! Any questions we had they answered quickly and made the process very easy. Our realtor is even putting them on her list of lenders to recommend!! The whole process and advice from Rick was amazing from start to finish!"
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