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Loan Details
Loan Type
Loan Term
Purchase Price
$
.00
Down Payment
%
$
.00
Interest Rate
%
+Advanced
Taxes & Insurance
X
Annual Property Taxes
$
.00
%
Annual Homeowners Insurance
$
.00
%
Monthly Payment Breakdown
Your Payment:
$1,516.92
Priciple & Interest:
$1,258.59
Property Taxes:
$166.67
Insurance:
$91.66
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"I'm extremely grateful to Rick Scherer and the rest of the team at Valor Home Loans. Being first-time home buyers, we didn't know much about the process but from the very beginning they guided us through the process and helped us all the way to closing day. We only had 45 days before we had to move out of our rental, and we were able to close in 30 days!! I strongly recommend their services to anyone looking to buy a home not only because of the way they guide you but also the urgency they show. Thank you so much to our Realtor Claudia Williams, Rick, Brenda, Novalee and Also Robin with Wollinka Wikle Title Insurance. :)"
Juan P. Closed Sep 11, 2026
"I have to say, Rick is fantastic. He exudes friendliness and intelligence in everything he does. And let's not forget about his partner Brenda - she's truly amazing! Without a doubt, I'll be recommending them to all of my friends and family."
Nikki P. Closed May 06, 2024
"The process from start to finish was amazing .my clients were able to close in two weeks .we love Axia home loans !!"
Saiedah P. Closed Jul 08, 2024
"Rick was very easy to get a hold of and I never felt like I could not contact him which is exactly how you want to communicate with a lender. We were not passed around from one Department to another. Rick handled the whole transaction."
Lorena D. Closed Aug 31, 2023
"provided exceptional and knowledge of this entire process that made it more palatable to go through the experience of home ownership I could not have done this without Rick and his entire team"
Christine A. Closed Mar 28, 2025
"Rick is very personable and honesty. Made sure I felt comfortable but also delivering all the necessary information for me to make the best decision for my situation. The entire team that worked on my loan were professional and kind, especially Brenda. Any minor hiccups were handled with clarity and understanding. Great experience. They made me feel like a person and not just another number."
Keith W. Closed Dec 09, 2025
"Rick and Brenda are the best in the business.cant wait to buy my first investment property and I wouldn't dream of using anyone but rick Brenda and the rest of their team"
Jameelah C. Closed Aug 31, 2023
"Rick is an awesome Lender! He helped me in every aspect. explaining everything throughly. With Rick I've gotten an excellent rate on closing costs and interest rate. I will be recommending my friends and family."
Samuel W. Closed Sep 24, 2025
"Excellent experience. Knowledgeable, responsive and made the process less stressful."
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