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Loan Details
Loan Type
Loan Term
Purchase Price
$
.00
Down Payment
%
$
.00
Interest Rate
%
+Advanced
Taxes & Insurance
X
Annual Property Taxes
$
.00
%
Annual Homeowners Insurance
$
.00
%
Monthly Payment Breakdown
Your Payment:
$1,516.92
Priciple & Interest:
$1,258.59
Property Taxes:
$166.67
Insurance:
$91.66
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick and his team were fantastic to work with. As first time homebuyers, the process felt daunting. Rick put us in touch with good people who helped every step of the way. Now that we’ve closed, I have an even deeper appreciation for the work they did behind the scenes. No two couples, families or people have the exact same situation. I feel like Rick and his team worked hard to leverage the strengths in our financial situation and overcame what obstacles did arise. This is likely our forever home, but we will use Rick again if needed, and will be referring our friends and family to him when they’re ready to buy."
Shannon G. Closed Aug 17, 2026
"Rick was great to work with he was quick and he was fast. I got into my home in a very short period of time. Communication was really good. He replied to all my request. Thank you again Rick."
Mary O. Closed Oct 31, 2025
"It was just so easy and moved along very quickly"
Michael B. Closed May 09, 2025
"Rick was absolutely amazing! Rick answered all of my questions in a timely manner and was very patient with me."
Chermaine O. Closed Jun 28, 2024
"While the Lender was an amazing team to work with we had alot of trouble with the whole closing process. I do appreciate everything that Rick and his team did to help us"
Robin L. Closed Aug 31, 2023
"Everything was good, but at times we felt like we were being an inconvenience with questions. Then we were not told the exact cash to close until the day before closing, which put us in a bind. We ended up finding out the cash to close by the Title Company. Overall, our experience was good, I just think the communication could be a little better for first time home buyers."
Hayley J. Closed Jun 25, 2025
"Was really great to work with. help me out a lot and am so thankful for that . Thank you for helping me purchase my first house ."
Ian A. Closed Feb 12, 2026
"I highly recommend Rick at Valor. He made my home buying experience so easy and flawless."
Stephanie T. Closed May 29, 2026
"Rick and his team were great throughout and made process of home buying simple and stress free for us. He guided us from the pre approval and search of our home all the way till closing. We are so glad we found him, he was always available to answer the simplest of questions we had. Great knowledge of the home buying and mortgage approval process, the best we have seen in that regards. Super competitive rates and terms. Highly recommend him and Axia team."
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