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Loan Details
Loan Type
Loan Term
Purchase Price
$
.00
Down Payment
%
$
.00
Interest Rate
%
+Advanced
Taxes & Insurance
X
Annual Property Taxes
$
.00
%
Annual Homeowners Insurance
$
.00
%
Monthly Payment Breakdown
Your Payment:
$1,516.92
Priciple & Interest:
$1,258.59
Property Taxes:
$166.67
Insurance:
$91.66
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"After being turned down by another lender for a smaller amount, Rick was able to get me and my family into a gorgeous home for more than what we expected we could ever get. I cannot say enough good things about this man. He is on the ball with communication and honesty. Helped us from start to finish no matter what we needed or what questions we had. I’m sure he was glad to be done with our loan anyway, i 100% recommend him. He is so knowledgeable about everything and that really helped the process go smoothly."
Albert V. Closed Oct 23, 2022
"Rick is extrem knowledgeable and very helpful, going above and beyond! Brenda works behind the scenes to process the mortgage and the dynamic duo are amazing together! We closed our loan in a little over 30 days and were able to work through the hurdles like tiny speed bumps."
Michael M. Closed May 23, 2025
"Rick was on the ball with everything. He worked fast and efficiently, and communicated well throughout the entire process."
Heather H. Closed Jun 03, 2025
"Rick was very help and did what he promised. He got us our own home"
Michael S. Closed Feb 22, 2024
"Rick was great, very attentive and explained everything."
Megan M. Closed Mar 01, 2024
"They were so nice and easy to work with and kept me Informed the whole process all the way up to closing. Great people and company."
Timmithy T. Closed Oct 31, 2025
"Rick and his team were great! Communication was top tier and the process was smooth from beginning to end, for a 21 day closing. I am forever grateful!"
Shiray W. Closed May 27, 2026
"I'm extremely grateful to Rick Scherer and the rest of the team at Valor Home Loans. Being first-time home buyers, we didn't know much about the process but from the very beginning they guided us through the process and helped us all the way to closing day. We only had 45 days before we had to move out of our rental, and we were able to close in 30 days!! I strongly recommend their services to anyone looking to buy a home not only because of the way they guide you but also the urgency they show. Thank you so much to our Realtor Claudia Williams, Rick, Brenda, Novalee and Also Robin with Wollinka Wikle Title Insurance. :)"
Juan P. Closed Sep 11, 2026
"The communication was excellent! They made the process less stressful for me and fast! I would highly recommend!! They definitely deserve 5 star!! "
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