Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick was easy to work with and was available any time we needed. I will definitely refer business his way. Thank you."
Jennifer D. Closed Jun 26, 2024
"Everything from start to finished .it was a wory free experience"
Luis R. Closed Jan 12, 2024
"It was just so easy and moved along very quickly"
Michael B. Closed May 09, 2025
"Rick got it done with his extra help and experience"
Nathaniel C. Closed Aug 29, 2025
"Rick was awesome to help get our deal done"
Shane F. Closed Aug 04, 2023
"Rick and Brenda are the best in the business.cant wait to buy my first investment property and I wouldn't dream of using anyone but rick Brenda and the rest of their team"
Jameelah C. Closed Aug 31, 2023
"Rick is great at whar he does he keep you alert threw threw the whole process I gives 5 stares thabkyou risk dor everthing"
Marcus C. Closed Jul 21, 2023
"Super easy and smooth FHA process. Rick and Brenda were very accommodating and made the process veryeasy."
Isaac N. Closed Jun 27, 2025
"This guy will do anything and everything to make sure your purchase and loan go smoothly."