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Loan Details
Loan Type
Loan Term
Purchase Price
$
.00
Down Payment
%
$
.00
Interest Rate
%
+Advanced
Taxes & Insurance
X
Annual Property Taxes
$
.00
%
Annual Homeowners Insurance
$
.00
%
Monthly Payment Breakdown
Your Payment:
$1,516.92
Priciple & Interest:
$1,258.59
Property Taxes:
$166.67
Insurance:
$91.66
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
GET A FREE RATE QUOTE ON THE RIGHT MORTGAGE FOR YOU!
"The professional approach always willing to listen and give tremendous advice and can call on him any time of the day or night with any problems or advice and he responds with in second he go the extra miles to see you succeed he is a wonderful person I would recommend him with in a heart beat to anyone who is interested in obtaing a lender I talked about him every day"
Derek G. Closed Mar 15, 2024
"Rick & Brenda helped me every step of the way. Me being a 1st time homebuyer this was very important. They made this transaction very simple for me."
Christina J. Closed Oct 10, 2025
"We just closed on our very first home, and we couldn’t be more grateful for the incredible experience we had with our lender. From start to finish, they made the entire process smooth, stress-free, and genuinely enjoyable. As first-time homebuyers, my husband and I had a lot of questions, and they always took the time to explain everything clearly and patiently. Their communication was exceptional, their professionalism unmatched, and their dedication to helping us find the best loan option was beyond anything we expected. They were always one step ahead, keeping us informed and supported through every phase of the journey. Thanks to their expertise and guidance, we felt confident and cared for the whole way through. We couldn’t have asked for a better partner in this huge milestone. If you’re looking for a lender who truly puts their clients first, look no further—they are simply the best"
Anthony C. Closed Dec 11, 2025
"Rick is just always awesome at what he does. Get it’s done on time, communicates constantly and makes it a smooth transaction"
Karie A. Closed Aug 09, 2024
"Receiving money back at closing, effective communication with my broker, and taking the time to explore all my options extensively to ensure I was in the best product for my goals. Thank you, Wendy/Charles"
Charles F. Closed Dec 18, 2025
"Rick and Brenda kept communications open with us, so when ever we had a question, we would receive an answer in a prompt fashion. Rick came through on everything he had promised, from the beginning, right up to close, and we even closed at a lower interest rate than what we expected. We would recommend his company to anyone needing a home loan."
Jeffrey C. Closed Sep 11, 2025
"Don't even know where to start we have been in the process for a few years now getting credit where it needs to be, having a bankruptcy a few years back buying a home seemed almost impossible. I found rick on Facebook and was very skeptical at first but once I talked to him I knew he knew his stuff. He walked me and my wife through the whole process and answered any questions I had in a very timely manner. I have spoken to several other lenders and honestly when my credit wasn't quite there they honestly lost interest. Rick helped from literally getting our credit to where it needs to be to the whole process all the way to closing. Not gonna lie it was the most stressed month I had in my life but he made it all make sense and helped us through it. Rick and Brenda were honestly the best and I couldn’t of asked for more decent people to handle my mortgage. I'm not the one to do reviews but this whole scenario is so worth the review. If your at that point of wanting to buy and are skeptical if your gonna be able to, get ahold of Rick he will make it happen I promise! Thanks Rick and Brenda!! Wes and Kim"
Wes S. Closed Jan 04, 2023
"The experience working with Mr Rick and his team was great I thank him so much helping me and my family get into our first house. I will recommend him and his team to anyone I know looking for a house. Thank u so much Mr Rick and you team for the great work you have done for us"
Mohammed A. Closed Aug 26, 2026
"Rick was very easy to get a hold of and I never felt like I could not contact him which is exactly how you want to communicate with a lender. We were not passed around from one Department to another. Rick handled the whole transaction."