Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick and Brenda were amazing and helped us tho through this process! We couldn't have done it without them and if we ever move again we will not use anyone but them!"
Brandon M. Closed Dec 31, 2024
"It was just so easy and moved along very quickly"
Michael B. Closed May 09, 2025
"From day one. Rick answered his phone right away. I was shocked to learn that he was so honest and personable about his business. You simply do not find that anymore. He always made himself available to me and if he didn't answer he always returned my calls. Same with emails. He walked me through the process step by step. I highly reccomend him!"
Michael H. Closed Oct 31, 2025
"The communication was excellent! They made the process less stressful for me and fast! I would highly recommend!! They definitely deserve 5 star!! "
Tammi B. Closed Jun 27, 2025
"Rick and Brenda were great to work with. They answered any questions I had quicker than any other business I have worked with. I would recommend these guys to any of my family or friends looking for a mortgage!!"
James J. Closed Jun 21, 2024
"Rick Scherer did an outstanding job helping me to obtain buying my first and forever home. When I had any questions, he was there to answer them all. I have shared my experience with friends and family. Already a couple have asked me for Rick Scherer information to connect with him for their selves."
Janine N. Closed Jan 12, 2024
"Rick was absolutely amazing! Rick answered all of my questions in a timely manner and was very patient with me."
Chermaine O. Closed Jun 28, 2024
"Super easy and smooth FHA process. Rick and Brenda were very accommodating and made the process veryeasy."
Isaac N. Closed Jun 27, 2025
"Rick,
Truly thank you for everything you and Brenda have done for us. We never thought we'd ever be able to buy a home and always be in the rent race. It's a depressing and hopeless feeling. You truly have no idea how much this means to us.
We've had to move so many times, and never felt like we were ever "home", because we weren't. We always knew we had to move when our lease is up. We were always restricted by our landlords, even if we wanted to paint our daughter's room or have a small garden. This move was different and surreal for us. To pull up to our first home, where our daughter would grow up, where we could have the chickens we've always wanted and even think about extending our family and having a nursery is beyond words for us.
Thank you for giving a small young family like us a chance, and sticking through it all and fighting for us. You made a difference in our lives, and we wouldn't be here if it wasn't for you.
I wish you and Brenda, nothing but health, wealth and happiness.
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