Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick was absolutely amazing! Rick answered all of my questions in a timely manner and was very patient with me."
Chermaine O. Closed Jun 28, 2024
"Thank you again for the communication throughout the entire process. It was a pleasure working with you!"
Alec P. Closed May 03, 2024
"Rick is awesome and got us closed early. We are so thankful for him!"
Annabelle S. Closed May 22, 2025
"I have to say, Rick is fantastic. He exudes friendliness and intelligence in everything he does. And let's not forget about his partner Brenda - she's truly amazing! Without a doubt, I'll be recommending them to all of my friends and family."
Nikki P. Closed May 06, 2024
"Rick was great to work with he was quick and he was fast. I got into my home in a very short period of time. Communication was really good. He replied to all my request. Thank you again Rick."
Mary O. Closed Oct 31, 2025
"What made it so much is Rick answered every question I with professionalism, patience and courtesy."
Dale W. Closed Jan 31, 2024
"Was a pleasure to deal with. The communication was excellent if we had a question or concern he would message back within the day an amazing overall experience."
Jason G. Closed Mar 26, 2025
"Thank you for a smooth and easy experience! Great communication and your team did everything to make it happen! Everything was completed thoroughly and quickly. Thank you so much for getting me into my home!!"
Roni H. Closed Jul 28, 2025
"Great communication and flexibility to work with a client"
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