"Rick was on the ball with everything. He worked fast and efficiently, and communicated well throughout the entire process."

"The communication was excellent! They made the process less stressful for me and fast! I would highly recommend!! They definitely deserve 5 star!! "

"I recently purchased a home that is truly amazing—more than I ever asked for and honestly everything I prayed for. As a first-time homebuyer, I had so many questions, concerns, and worries about the financing process, but my loan officer made such a difference in my experience. From the very beginning, they were patient, knowledgeable, and willing to walk me through each step. They helped me understand the process, answered my questions, and worked hard to make sure everything came together so I could purchase the home I loved. Buying a home can be stressful, especially when you’re constantly wondering if everything is going to work out. My loan officer gave me reassurance throughout the process and remained committed to helping me reach the finish line. I truly appreciate the time, effort, communication, and dedication they put into making my dream of homeownership a reality. I can honestly say that I’m grateful to have had them in my corner during such an important moment in my life. Their professionalism and commitment exceeded my expectations, and I can absolutely understand why they are so highly regarded. If you’re looking for a loan officer who will genuinely care about your situation, take the time to explain things, and work hard to help you achieve your homeownership goals, I highly recommend them. You won’t regret having them on your team!"

"Good communication and did a great job guiding my clients through the loan process."

"Rick and the Planet Home team was great to work with, a stress free process, thank you so much!"

"I never thought that I would ever be able to purchase a home for myself then I found Rick on Facebook. He was so helpful and answered all my questions during the whole process. He was available anytime during the day or evening and had my loan approved quickly. I would recommend him to anyone that I know looking to purchase their new home."

"Communication, availability, clear understanding"

"Great experience working with Rick! He was very helpful, responsive, and made the whole loan process simple and easy. He kept me updated throughout and was always quick to answer any questions I had. Everything went smoothly from start to finish. Definitely recommend Rick and Valor Home Loans!"