Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
GET A FREE RATE QUOTE ON THE RIGHT MORTGAGE FOR YOU!
"Thank you again for the communication throughout the entire process. It was a pleasure working with you!"
Alec P. Closed May 03, 2024
"I never thought I could get a mortgage and you did it."
Terry R. Closed Jul 31, 2024
"Professional honest friendly good people"
Kevin G. Closed Mar 31, 2025
"Rick is wonderful! Always available, made it easy!"
Jessia B. Closed Aug 15, 2025
"Quick Rick is the MAN!! It's still quite unbelievable how quick he got us from preapproval to closing. As first-time homebuyers, we had no idea what to expect in this process, but Rick's constant availability and swift responses to any and all questions made it a breeze. Rick- we cannot thank you enough for helping us purchase our first home. You will always be our go-to for all things mortgage related and we will spread your name to others any opportunity we get!"
Leslie P. Closed Jan 05, 2024
"Rick is great at whar he does he keep you alert threw threw the whole process I gives 5 stares thabkyou risk dor everthing"
Marcus C. Closed Jul 21, 2023
"Great communication! Fast responses and overall super easy!"
Ashley W. Closed May 30, 2024
"Rick & Brenda were consistently effective at meeting critical deadlines in the home buying process. Their service and professionalism is top notch. Super experience!"
Amanada G. Closed Mar 17, 2023
"Working with Rick was very easy. He was always quick to respond to any questions I had. And being the first time I've bought a home, I had a lot of questions. I would absolutely recommend Rick for anyone looking to buy a home!"
Apply in 5 minutes
