"Don't even know where to start we have been in the process for a few years now getting credit where it needs to be, having a bankruptcy a few years back buying a home seemed almost impossible. I found rick on Facebook and was very skeptical at first but once I talked to him I knew he knew his stuff. He walked me and my wife through the whole process and answered any questions I had in a very timely manner. I have spoken to several other lenders and honestly when my credit wasn't quite there they honestly lost interest. Rick helped from literally getting our credit to where it needs to be to the whole process all the way to closing. Not gonna lie it was the most stressed month I had in my life but he made it all make sense and helped us through it. Rick and Brenda were honestly the best and I couldn’t of asked for more decent people to handle my mortgage. I'm not the one to do reviews but this whole scenario is so worth the review. If your at that point of wanting to buy and are skeptical if your gonna be able to, get ahold of Rick he will make it happen I promise! Thanks Rick and Brenda!! Wes and Kim"

"Everything went smoothly, the staff was very professional and helpful, and the service exceeded my expectations."

"Rick Scherer was our lender who did an outstanding job. We were caught off guard without lease and owner wanted us to buy or vacate within 60 days. We originally reached out to local lenders who told us to come up with 60k cash or advised us to rent in a different down but it just wasn't possible. Rick got us approved same day with no money down. No back and forth, easy to work with, professional, polite and most of the time seemed to be the only person on our side and advocating for us, as the realtor fumbled at every step. We highly encourage you to reach out to Rick, he gets it done when others seem to bothered to make it happen, words do not describe the reflief we had, reach out and working with Rick. He made a miracle happen while being an absolute pleasure throughout. Thanks Rick and Brenda!!"

"What made it so much is Rick answered every question I with professionalism, patience and courtesy."

"Rick and his wife Brenda were amazing an made our 1st home buying experience great. THANK YOU Rick and Brenda. From the Chavez family."

"Rick was awesome to help get our deal done"

"Great communication and flexibility to work with a client"

"If you're a first-time homebuyer looking for a patient, knowledgeable, and incredibly flexible mortgage agent, look no further than Rick! From the very beginning, Rick made the entire process feel manageable. He was incredibly accommodating with my schedule, working around my busy days to answer questions and explain things in a way I could understand. There were times when the paperwork or terminology got confusing, but Rick never hesitated to break things down and make sure I was comfortable before moving forward. What truly impressed me was Rick's flexibility. The housing market can be unpredictable, and Rick was always willing to adjust his approach based on any new developments. He never made me feel pressured or rushed into any decisions, and he constantly offered guidance and support throughout the entire journey. Thanks to Rick's expertise and willingness to go the extra mile, I was able to navigate the homebuying process with confidence. I can't recommend him highly enough!"