Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick went above and beyond to help our family with pre-approval all the way to closing. We were actually able to close 10 days earlier than planned which means start to finish took less than 30 days!! We highly recommend Rick and Brenda. We are officially homeowners thanks to all their hard work!!"
Christina S. Closed May 17, 2024
"Rick and his team went above and beyond to help me purchasing a home possible."
Erin M. Closed Nov 21, 2025
"Very helpful always answer the phone when questions are needed good guy right here 100% honest man great to work with"
Marcus C. Closed Aug 16, 2024
"Very good communication, helpful insights and very pleasant to work with"
Richard S. Closed Aug 08, 2024
"Great communication! Fast responses and overall super easy!"
Ashley W. Closed May 30, 2024
"The open line of communication was way above par. I called Rick on weekends and at odd times late in the evening. He answered my calls all but once. The one time he didn't answer he called me back 10 minutes later. The loan process was very smooth and easy. Rick and his wife Brenda are an ALLSTARS team."
Gregory R. Closed Feb 21, 2025
"Rick is great at whar he does he keep you alert threw threw the whole process I gives 5 stares thabkyou risk dor everthing"
Marcus C. Closed Jul 21, 2023
"Rick is awesome and got us closed early. We are so thankful for him!"
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