Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Everything was good, but at times we felt like we were being an inconvenience with questions. Then we were not told the exact cash to close until the day before closing, which put us in a bind. We ended up finding out the cash to close by the Title Company. Overall, our experience was good, I just think the communication could be a little better for first time home buyers."
Hayley J. Closed Jun 25, 2025
"Rick eas on spot with his advice and was always available to answer any questions no matter how many questions there were!!"
Robert S. Closed May 23, 2025
"Rick was the best part of the entire home buying process."
Melinda H. Closed May 13, 2024
"Rick and Brenda are the best in the business.cant wait to buy my first investment property and I wouldn't dream of using anyone but rick Brenda and the rest of their team"
Jameelah C. Closed Aug 31, 2023
"Rick was very very supportive and provided guidance and feedback every step of the way. He was always pleasant and provided excellent customer service."
Claudel W. Closed Jul 14, 2025
"Rick is just always awesome at what he does. Get it’s done on time, communicates constantly and makes it a smooth transaction"
Karie A. Closed Aug 09, 2024
"Rick Scherer did an outstanding job helping me to obtain buying my first and forever home. When I had any questions, he was there to answer them all. I have shared my experience with friends and family. Already a couple have asked me for Rick Scherer information to connect with him for their selves."
Janine N. Closed Jan 12, 2024
"Rick and Brenda are the dream team! This transaction was a little bit of a doozy needing two re-inspections prior to closing. The most recent one the day before closing day! Not only did we get everything done in time on my end but Cleared to closing only a couple hourse after re-inspection. God sent these two, I tell ya."
Mykela S. Closed Apr 29, 2024
"Rick and Brenda were both extremely pleasant to work with, responsive when I had questions and helped complete my home purchase."
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