Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick was pleasant to work with , very friendly and hard working . He was able to help us accomplish our goals . Highly recommend !"
Katie H. Closed Feb 15, 2023
"Rick is extrem knowledgeable and very helpful, going above and beyond! Brenda works behind the scenes to process the mortgage and the dynamic duo are amazing together! We closed our loan in a little over 30 days and were able to work through the hurdles like tiny speed bumps."
Michael M. Closed May 23, 2025
"Rick, Was very professional and communicative. He set realistic goals and exceeded my expectations. I was able to close on my first home in weeks."
Tabitha W. Closed Jul 08, 2024
"Rick eas on spot with his advice and was always available to answer any questions no matter how many questions there were!!"
Robert S. Closed May 23, 2025
"Rick and Brenda kept communications open with us, so when ever we had a question, we would receive an answer in a prompt fashion. Rick came through on everything he had promised, from the beginning, right up to close, and we even closed at a lower interest rate than what we expected. We would recommend his company to anyone needing a home loan."
Jeffrey C. Closed Sep 11, 2025
"This was a complicated and very difficult transaction to wade through. However, Rick and his team did outstanding in getting our client to the closing table near our contract date. I will highly recommend Rick !"
Lorraine F. Closed Jul 19, 2024
"Rick Scherer and his team made this purchase a very easy and painless experience. If I find out that any of my family or friends are looking to purchase a new house I will be referencing him."
John S. Closed Apr 12, 2024
"Rick is awesome and got us closed early. We are so thankful for him!"
Annabelle S. Closed May 22, 2025
"He work flexible hours and provides feedback as the process went along."
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