Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
GET A FREE RATE QUOTE ON THE RIGHT MORTGAGE FOR YOU!
"Quick communication, friendly, explains things well"
Betina H. Closed Mar 31, 2025
"Rick & Brenda were consistently effective at meeting critical deadlines in the home buying process. Their service and professionalism is top notch. Super experience!"
Amanada G. Closed Mar 17, 2023
"Nice to work with, knowledgeable and everything went so smoothly."
Pat B. Closed Jun 21, 2024
"Rick you were wonderful!!! I enjoyed each and every min that we talked from the beginning til my closing. :-)"
Sheller B. Closed Jun 14, 2024
"Communication. Attention to every detail"
Jeanne F. Closed Oct 11, 2023
"I had other mortgage experiences that were unprofessional. But, with Rick the process was seamless!!! Rick's knowledge and expertise are top notch and he will be my number one referral from now on!!!!"
Cynthia L. Closed Aug 15, 2025
"Very helpful and made the entire process easy."
Shanequa M. Closed Jun 12, 2025
"Thank you for everything your help and I am happy working with you."
Bie P. Closed May 06, 2024
"Rick was very very supportive and provided guidance and feedback every step of the way. He was always pleasant and provided excellent customer service."
Apply in 5 minutes
