Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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Truly thank you for everything you and Brenda have done for us. We never thought we'd ever be able to buy a home and always be in the rent race. It's a depressing and hopeless feeling. You truly have no idea how much this means to us.
We've had to move so many times, and never felt like we were ever "home", because we weren't. We always knew we had to move when our lease is up. We were always restricted by our landlords, even if we wanted to paint our daughter's room or have a small garden. This move was different and surreal for us. To pull up to our first home, where our daughter would grow up, where we could have the chickens we've always wanted and even think about extending our family and having a nursery is beyond words for us.
Thank you for giving a small young family like us a chance, and sticking through it all and fighting for us. You made a difference in our lives, and we wouldn't be here if it wasn't for you.
I wish you and Brenda, nothing but health, wealth and happiness.
- Megan and Randy "
Megan M. Closed Mar 06, 2023
"Super easy and smooth FHA process. Rick and Brenda were very accommodating and made the process veryeasy."
Isaac N. Closed Jun 27, 2025
"Rick is always amazing I couldn't recommend him enough to my clients"
Mykela S. Closed Aug 09, 2024
"As first time buyers our whole experience went great!"
Jorge N. Closed Sep 26, 2025
"Nice to work with, knowledgeable and everything went so smoothly."
Pat B. Closed Jun 21, 2024
"Rick alway answers the phone and keeps you informed throughout the entire process. He has a wide variety of loan products, making him a good fit for buyers at any price point."
Tiffany B. Closed Feb 23, 2024
"Quick Rick is the MAN!! It's still quite unbelievable how quick he got us from preapproval to closing. As first-time homebuyers, we had no idea what to expect in this process, but Rick's constant availability and swift responses to any and all questions made it a breeze. Rick- we cannot thank you enough for helping us purchase our first home. You will always be our go-to for all things mortgage related and we will spread your name to others any opportunity we get!"
Leslie P. Closed Jan 05, 2024
"Mr.Scherer was very understanding of our needs and I feel did his best to help at explaining what was needed to complete the loan process.I would be happy to recommend him to others in the home buying process."
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