Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Was a pleasure to deal with. The communication was excellent if we had a question or concern he would message back within the day an amazing overall experience."
Jason G. Closed Mar 26, 2025
"Fastest close ever! Very responsive, helpful and got the job done . Would highly recommend!"
Colleen P. Closed Jan 02, 2026
"Rick is a great and easy person to work with he breaks it down for you and works with your schedule not stressful at all highly recommend him this was my first time buying he made it very easy."
Jennifer G. Closed Jan 28, 2025
"Rick and Brenda were absolutely great! Any questions we had they answered quickly and made the process very easy. Our realtor is even putting them on her list of lenders to recommend!! The whole process and advice from Rick was amazing from start to finish!"
Billy G. Closed Jul 31, 2025
"Great people to work with. Kept me updated throughout the entire process."
David F. Closed Apr 03, 2023
"How quickly and helpful everyone was. Fantastic team"
Zachary H. Closed Jun 03, 2024
"Rick made this the easiest process for us!!!"
Lora G. Closed Mar 26, 2025
"Rick was very helpful answering questions! He was professional! I will be sending a friend to him soon!"