Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
GET A FREE RATE QUOTE ON THE RIGHT MORTGAGE FOR YOU!
"Rick answered all the question we had quickly and profession. Most importantly, when we were ready to close early he knew immediately that we were clear to close a week early. No hesitation! I had complete confidence that the transaction would close. This is not always the case."
Kenneth P. Closed Jan 19, 2024
"Very good communication, helpful insights and very pleasant to work with"
Richard S. Closed Aug 08, 2024
"Rick got it done with his extra help and experience"
Nathaniel C. Closed Aug 29, 2025
"It was just so easy and moved along very quickly"
Michael B. Closed May 09, 2025
"It's been great working with you."
Judy P. Closed Mar 08, 2024
"Rick was outstanding to work with. He helped us navigate obstacles throughout the process with patience and professionalism, always keeping us informed and on track. Highly recommend!"
Otmane A. Closed Aug 15, 2025
"It was no pressure and stress. Rick made it an amazing experience. Any future business I would gladly do through Rick."
Bazil H. Closed Jun 11, 2024
"thank you for your help kindness"
Eli S. Closed Sep 05, 2025
"Rick and Brenda are the best in the business.cant wait to buy my first investment property and I wouldn't dream of using anyone but rick Brenda and the rest of their team"
Apply in 5 minutes
