Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick was awesome, he helped me get my credit in a place to purchase and everything smoothly. great communication, and he even set me up with a wonderful realtor."
Susan R. Closed Sep 10, 2025
"Rick is awesome and got us closed early. We are so thankful for him!"
Annabelle S. Closed May 22, 2025
"With me every step of the way. Pleasing to talk to over the phone. He made everything personal when need anything either phone calls or text. This guy was an absolute beast with the whole process. Made me feel at ease."
Charles L. Closed Jul 14, 2023
"Rick was very knowledgeable about the process. It went through very efficiently and professionally. I am very gald we referred to his company."
Sean C. Closed Sep 04, 2025
"Worked with me from pre approval"
Brandi H. Closed May 21, 2024
"provided exceptional and knowledge of this entire process that made it more palatable to go through the experience of home ownership I could not have done this without Rick and his entire team"
Christine A. Closed Mar 28, 2025
"Rick Scherer did an outstanding job helping me to obtain buying my first and forever home. When I had any questions, he was there to answer them all. I have shared my experience with friends and family. Already a couple have asked me for Rick Scherer information to connect with him for their selves."
Janine N. Closed Jan 12, 2024
"Rick was easy to work with and was available any time we needed. I will definitely refer business his way. Thank you."
Jennifer D. Closed Jun 26, 2024
"Rick is extrem knowledgeable and very helpful, going above and beyond! Brenda works behind the scenes to process the mortgage and the dynamic duo are amazing together! We closed our loan in a little over 30 days and were able to work through the hurdles like tiny speed bumps."
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