Whether you're looking to purchase or refinance your existing home, let our experts find loan options to fit your needs. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own Down Payment Program that has flexible guidelines and competitive interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick eas on spot with his advice and was always available to answer any questions no matter how many questions there were!!"
Robert S. Closed May 23, 2025
"Rick provided fast and reliable service to make the homebuying experience easier."
Gwendylynn W. Closed Jul 14, 2025
"Timely, effective"
Lynn P. Closed Sep 26, 2025
"Was a pleasure to deal with. The communication was excellent if we had a question or concern he would message back within the day an amazing overall experience."
Jason G. Closed Mar 26, 2025
"Rick & Brenda were consistently effective at meeting critical deadlines in the home buying process. Their service and professionalism is top notch. Super experience!"
Amanada G. Closed Mar 17, 2023
"Rick answered all the question we had quickly and profession. Most importantly, when we were ready to close early he knew immediately that we were clear to close a week early. No hesitation! I had complete confidence that the transaction would close. This is not always the case."
Kenneth P. Closed Jan 19, 2024
"Rick is hands down my new favorite person on earth!! My wife and I got strung along with another broker for our first home purchase. After feeling crushed when we had to back out of our first home offer because the other broker couldn’t actually do what he said he could, we met Rick through Facebook. Instantly he was off and running, told me exactly what we needed to do from the get go and made the entire process smooth as it could be. He answered all phone calls at all times or responded no later than a few hours. He even drove around checking on houses as we were moving into the same town he lived in from another state and basically gave us an honest opinion on each home and neighborhood. I literally could go on for hours about how awesome we were treated and not to mention he made sure WE CLOSED IN OUT FIRST HOME!! We move in next week and can’t wait and it wouldn’t have happened with out the help of Rick and his team!! Will definitely use Rick again for all my loan needs in the future!!"
Cody R. Closed Sep 15, 2022
"Rick helped us achieve our dream of being homeowners. The process and support was great"
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