BY ACCESSING THIS WEBSITE AND/OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THE TERMS BELOW. BY ACCEPTING THESE TERMS, YOU AGREE THAT THESE TERMS FORM A BINDING CONTRACT BETWEEN YOU AND PLANET HOME LENDING.
The Terms of Use ("Terms") contained on this page govern your access to and use of this website, including any content, services, or other functionality ("Services") offered on or through the website. Planet Home Lending reserves the right to modify these Terms at any time and for any reason, with or without notice to you. Any changes to these Terms will be effective immediately upon posting to this Terms of Use page. By continuing to use this site, you agree to be bound by the most recent Terms, regardless of whether you have been notified of any such changes. Planet Home Lending reserves the right to modify or terminate the Services and to terminate your access to the site at any time. This site is intended for users above the age of 17. You further agree not to use this site if you are under the age of 18.
Intellectual Property
This site and its contents, functionality, and features are owned or licensed by APM and are protected by United States intellectual property laws. You may not use, reproduce, license, reverse engineer or create any derivative works, for any commercial or public purpose, unless otherwise authorized in writing by Planet Home Lending.
All trademarks, service marks, trade names or other related intellectual property rights in the Services belong to Planet Home Lending or to its licensors. You acknowledge that you have no rights or interest in and agree not to use, reproduce, or display any Planet Home Lending trademarks without Planet Home Lending's written consent.
You may use this site and any Services for lawful purposes only. You agree that you will not use the site or Services in any way that violates any applicable local, state, or federal laws or regulations.
Cookies
Your use of this site and/or Services is subject to the Planet Home Lending Privacy Policy. By accessing or using this site or Services, you acknowledge and agree that Planet Home Lending may collect certain and retain certain information about you or the device used to access this site. For additional information about the collection and use of personal information of California consumers, please see the CCPA Privacy Policy.
Disclaimer & Limitation of Liability
TO THE EXTENT PERMITTED BY LAW, THIS SITE AND SERVICES ARE PROVIDED BY Planet Home Lending ON AN "AS-IS," "WHERE IS," "AS AVAILABLE," AND "WHERE AVAILABLE" BASIS, WITH NO WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED - INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. YOU UNDERSTAND AND AGREE THAT Planet Home Lending MAKES NO WARRANTY AS TO THE ACCURACY, RELIABILITY, COMPLETENESS, OR CONTENT OF THIS SITE OR ANY SERVICES.
FURTHERMORE, TO THE EXTENT PERMITTED BY LAW, YOU AGREE THAT IN NO EVENT WILL Planet Home Lending BE RESPONSIBLE FOR ANY LOSS OF ANY KIND, INCLUDING ANY LOSS ASSOCIATED WITH A COMPUTER VIRUS WHICH MAY INFECT YOUR COMPUTER OR OTHER DEVICE, PROPERTY DAMAGE, OR BODILY INJURY. YOU FURTHER UNDERSTAND AND AGREE THAT TO THE EXTENT LEGALLY PERMITTED, IN NO EVENT WILL APM BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR ANY OTHER TYPE OF DAMAGE, WHETHER IN TORT (INCLUDING NEGLIGENCE), CONTRACT, STRICT LIABILITY OR OTHERWISE, ARISING IN ANY WAY OUT OF THE ACCESS TO OR USE OF THIS SITE OR THE SERVICES.
Indemnification
You agree to indemnify, defend, and hold harmless Planet Home Lending and its directors, officers, employees, agents, successors and assigns from and against all losses, liability, claims, and expenses (including attorneys fees) arising out of or relating to your violation of these Terms or your misuse of the site or Services.
Governing Law & Severability
These Terms are to be construed and governed by the laws of the State of Florida without reference to its conflicts of law provisions. If any of the terms or provisions of these Terms are held to be unenforceable or void, the extent of such prohibition or unenforceability will not invalidate the remaining provisions.
WE DON'T LIKE TO BRAG, BUT OUR CLIENTS DO!
"Rick is hands down my new favorite person on earth!! My wife and I got strung along with another broker for our first home purchase. After feeling crushed when we had to back out of our first home offer because the other broker couldn’t actually do what he said he could, we met Rick through Facebook. Instantly he was off and running, told me exactly what we needed to do from the get go and made the entire process smooth as it could be. He answered all phone calls at all times or responded no later than a few hours. He even drove around checking on houses as we were moving into the same town he lived in from another state and basically gave us an honest opinion on each home and neighborhood. I literally could go on for hours about how awesome we were treated and not to mention he made sure WE CLOSED IN OUT FIRST HOME!! We move in next week and can’t wait and it wouldn’t have happened with out the help of Rick and his team!! Will definitely use Rick again for all my loan needs in the future!!"
Cody R.Closed Sep 15, 2022
"Rick was very helpful and understanding throughout my whole home-buying journey. He single handedly made it possible for me to buy a house that I loved after I had given up hope in this bleak market."
Najma A.Closed Apr 02, 2024
"Rick is literally the man!!!! I’ve found my new lender without a doubt. I just hate that it took me so long to realize this ?"
Mark R.Closed Apr 30, 2024
"Very good communication, helpful insights and very pleasant to work with"
Richard S.Closed Aug 08, 2024
"Rick was pleasant to work with , very friendly and hard working . He was able to help us accomplish our goals . Highly recommend !"
Katie H.Closed Feb 15, 2023
"Rick and Brenda were amazing and helped us tho through this process! We couldn't have done it without them and if we ever move again we will not use anyone but them!"
Brandon M.Closed Dec 31, 2024
"Rick was incredibly quick to respond and knowledgeable. His communication was also stellar. I really appreciate how easy he made the home buying process for me."
Jack E.Closed Aug 11, 2023
"Worked with me from pre approval"
Brandi H.Closed May 21, 2024
"Rick alway answers the phone and keeps you informed throughout the entire process. He has a wide variety of loan products, making him a good fit for buyers at any price point."
Tiffany B.Closed Feb 23, 2024
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Monthly P&I Payment:
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