BY ACCESSING THIS WEBSITE AND/OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THE TERMS BELOW. BY ACCEPTING THESE TERMS, YOU AGREE THAT THESE TERMS FORM A BINDING CONTRACT BETWEEN YOU AND PLANET HOME LENDING.
The Terms of Use ("Terms") contained on this page govern your access to and use of this website, including any content, services, or other functionality ("Services") offered on or through the website. Planet Home Lending reserves the right to modify these Terms at any time and for any reason, with or without notice to you. Any changes to these Terms will be effective immediately upon posting to this Terms of Use page. By continuing to use this site, you agree to be bound by the most recent Terms, regardless of whether you have been notified of any such changes. Planet Home Lending reserves the right to modify or terminate the Services and to terminate your access to the site at any time. This site is intended for users above the age of 17. You further agree not to use this site if you are under the age of 18.
Intellectual Property
This site and its contents, functionality, and features are owned or licensed by APM and are protected by United States intellectual property laws. You may not use, reproduce, license, reverse engineer or create any derivative works, for any commercial or public purpose, unless otherwise authorized in writing by Planet Home Lending.
All trademarks, service marks, trade names or other related intellectual property rights in the Services belong to Planet Home Lending or to its licensors. You acknowledge that you have no rights or interest in and agree not to use, reproduce, or display any Planet Home Lending trademarks without Planet Home Lending's written consent.
You may use this site and any Services for lawful purposes only. You agree that you will not use the site or Services in any way that violates any applicable local, state, or federal laws or regulations.
Cookies
Your use of this site and/or Services is subject to the Planet Home Lending Privacy Policy. By accessing or using this site or Services, you acknowledge and agree that Planet Home Lending may collect certain and retain certain information about you or the device used to access this site. For additional information about the collection and use of personal information of California consumers, please see the CCPA Privacy Policy.
Disclaimer & Limitation of Liability
TO THE EXTENT PERMITTED BY LAW, THIS SITE AND SERVICES ARE PROVIDED BY Planet Home Lending ON AN "AS-IS," "WHERE IS," "AS AVAILABLE," AND "WHERE AVAILABLE" BASIS, WITH NO WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED - INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. YOU UNDERSTAND AND AGREE THAT Planet Home Lending MAKES NO WARRANTY AS TO THE ACCURACY, RELIABILITY, COMPLETENESS, OR CONTENT OF THIS SITE OR ANY SERVICES.
FURTHERMORE, TO THE EXTENT PERMITTED BY LAW, YOU AGREE THAT IN NO EVENT WILL Planet Home Lending BE RESPONSIBLE FOR ANY LOSS OF ANY KIND, INCLUDING ANY LOSS ASSOCIATED WITH A COMPUTER VIRUS WHICH MAY INFECT YOUR COMPUTER OR OTHER DEVICE, PROPERTY DAMAGE, OR BODILY INJURY. YOU FURTHER UNDERSTAND AND AGREE THAT TO THE EXTENT LEGALLY PERMITTED, IN NO EVENT WILL APM BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR ANY OTHER TYPE OF DAMAGE, WHETHER IN TORT (INCLUDING NEGLIGENCE), CONTRACT, STRICT LIABILITY OR OTHERWISE, ARISING IN ANY WAY OUT OF THE ACCESS TO OR USE OF THIS SITE OR THE SERVICES.
Indemnification
You agree to indemnify, defend, and hold harmless Planet Home Lending and its directors, officers, employees, agents, successors and assigns from and against all losses, liability, claims, and expenses (including attorneys fees) arising out of or relating to your violation of these Terms or your misuse of the site or Services.
Governing Law & Severability
These Terms are to be construed and governed by the laws of the State of Florida without reference to its conflicts of law provisions. If any of the terms or provisions of these Terms are held to be unenforceable or void, the extent of such prohibition or unenforceability will not invalidate the remaining provisions.
WE DON'T LIKE TO BRAG, BUT OUR CLIENTS DO!
"Worked with me from pre approval"
Brandi H.Closed May 21, 2024
"Communication. Attention to every detail"
Jeanne F.Closed Oct 11, 2023
"Rick was eager to answer all of my questions. Rick was very supportive and encouraging throughout the entire process. He always took the time to explain every step in simple terms I could understand. Every conversation felt like I was talking to someone who really cared about the people he was working hard for. I will recommend Rick to anyone I know in the market for a house. Thank you again Rick."
Larry D.Closed Jul 10, 2023
"While the Lender was an amazing team to work with we had alot of trouble with the whole closing process. I do appreciate everything that Rick and his team did to help us"
Robin L.Closed Aug 31, 2023
"Rick was very communicative and informative. He was also very kind when it came to explaining things that I didn’t understand."
Luz T.Closed Apr 25, 2024
"Rick was absolutely amazing! Rick answered all of my questions in a timely manner and was very patient with me."
Chermaine O.Closed Jun 28, 2024
"I love this mortgage."
Bie P.Closed Jan 26, 2024
"If you're a first-time homebuyer looking for a patient, knowledgeable, and incredibly flexible mortgage agent, look no further than Rick! From the very beginning, Rick made the entire process feel manageable. He was incredibly accommodating with my schedule, working around my busy days to answer questions and explain things in a way I could understand. There were times when the paperwork or terminology got confusing, but Rick never hesitated to break things down and make sure I was comfortable before moving forward. What truly impressed me was Rick's flexibility. The housing market can be unpredictable, and Rick was always willing to adjust his approach based on any new developments. He never made me feel pressured or rushed into any decisions, and he constantly offered guidance and support throughout the entire journey. Thanks to Rick's expertise and willingness to go the extra mile, I was able to navigate the homebuying process with confidence. I can't recommend him highly enough!"
Matthew B.Closed Mar 21, 2024
"Rick & Brenda Scherer are heaven sent. We are so grateful for helping us to achieve our dream to become homeowners. They are super quick to respond on any questions we might have, even late night, Rick made sure the process runs smoothly and always a step ahead. AXIA is lucky to have an asset such as you both in the company. I will be referring them to my friends and family. Again, from the bottom of my heart. Thank you so very much."
Gladhies A.Closed Mar 15, 2024
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