Rick started in the mortgage business more than 24 years ago, in 2000. He was also an underwriter from 2015-2022. This experience allows him to be creative and see angles to help borrower's obtain a mortgage that are often missed by other mortgage professionals. Rick originates all mortgage types but specializes in helping first time homebuyers or those seeking down payment assistance.

Rick is married and has 1 son and 2 step daughters. His son, Nic serves in the Air Force and lives with his wife in Virginia. His one step daughter lives close with her boyfriend in Florida and the other lives in Virginia. Rick is also a huge animal lover. His "boys" are 2 boxers, Levi and Hooch. His newest boy is Sammie who is a Lab and loves the lake or pool! His 3 "girls" are Molly (terrier mix), Ocean (Shepherd mix) and Nala (cat). Rick is an avid sports fan and enjoys watching football, baseball and playing golf. He also enjoys traveling, lake/fishing and visiting theme parks.