Whether you're looking to purchase or refinance your existing home, let our experts find your best loan option. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own In-House Down Payment Program that has more flexible guidelines and lower interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"Rick was on the ball with everything. He worked fast and efficiently, and communicated well throughout the entire process."
Heather H. Closed Jun 03, 2025
"Communication. Attention to every detail"
Jeanne F. Closed Oct 11, 2023
"With me every step of the way. Pleasing to talk to over the phone. He made everything personal when need anything either phone calls or text. This guy was an absolute beast with the whole process. Made me feel at ease."
Charles L. Closed Jul 14, 2023
"The process was great and it moved fast and I learned alot more thank u Mr rick and his team did amazing my wife and kids thank u as well"
Anthony W. Closed May 10, 2024
"Rick was a pleasure to work with. He was especially responsive and always available to address questions and concerns. I would recommend him to anyone liking for a quality lender!"
David E. Closed Aug 01, 2024
"Honestly everything from the beginning to the end absolutely amazing. I never thought this dream would come true but you guys made it happen with no money down"
Bianca G. Closed Jan 31, 2024
"Everything from start to finished .it was a wory free experience"
Luis R. Closed Jan 12, 2024
"Rick and Brenda are the dream team! This transaction was a little bit of a doozy needing two re-inspections prior to closing. The most recent one the day before closing day! Not only did we get everything done in time on my end but Cleared to closing only a couple hourse after re-inspection. God sent these two, I tell ya."
Mykela S. Closed Apr 29, 2024
"Rick was great to work with he was quick and he was fast. I got into my home in a very short period of time. Communication was really good. He replied to all my request. Thank you again Rick."
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