Whether you're looking to purchase or refinance your existing home, let our experts find your best loan option. We specialize in DOWN PAYMENT ASSISTANCE and First-Time Homebuyers.
PERSONAL ASSISTANCE We are available 7 days a week
Down Payment Assistance is Available.
The number one obstacle for most homebuyers is the down payment, but help is out there. We have several Down Payment Assistance and Zero Down Payment programs to help. Unlike most lenders, we offer our own In-House Down Payment Program that has more flexible guidelines and lower interest rates.
Lack of a Down Payment shouldn't keep you from owning your own home! We're here to help!
Determining the amount you might qualify for and your budget can be difficult. We have tools to guide you with those answers. Try our Purchase Power and Loan Calculator tools to help you.
This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results. For a more accurate payment, please call us at 352-446-9422.
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"You were very prompt answering any questions we had which was a lot since we have never bought a house before."
Lori G. Closed Mar 28, 2025
"Rick and the Planet Home team was great to work with, a stress free process, thank you so much!"
Katie C. Closed Mar 27, 2025
"We were informed of the process from beginning to end. Rick was always available to answer questions . He helped make are dreams come true"
Keith B. Closed Jun 18, 2025
"Rick was very communicative and informative. He was also very kind when it came to explaining things that I didn’t understand."
Luz T. Closed Apr 25, 2024
"Rick is extrem knowledgeable and very helpful, going above and beyond! Brenda works behind the scenes to process the mortgage and the dynamic duo are amazing together! We closed our loan in a little over 30 days and were able to work through the hurdles like tiny speed bumps."
"Rick you were wonderful!!! I enjoyed each and every min that we talked from the beginning til my closing. :-)"
Sheller B. Closed Jun 14, 2024
"I never thought that I would ever be able to purchase a home for myself then I found Rick on Facebook. He was so helpful and answered all my questions during the whole process. He was available anytime during the day or evening and had my loan approved quickly. I would recommend him to anyone that I know looking to purchase their new home."
Michelle L. Closed Nov 30, 2022
"Rick was fantastic, knowledgeable and super friendly person. He made the whole process to go very smooth. I will highly recommend Rick to my friends and family. Thank you for setting up everything straight and he was very quick in turnaround."
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