"Rick was there to answer any questions we had and helped getting into apps that we didnt know anything about. He is very friendly and informative. I would not hesitate to recommend him to any looking to buy or refinancing a home. Rick worked with us every way possible. I thank him alot. Cheryl A Mickle"

"I’m a travel nurse, who had taken a few years away to raise my kids. I had been back six months. The other lenders were requiring a year despite fha saying six months given the years prior to the break. Rick is a very determined guy and I knew from the start, if anyone would get it done, it would be him. Initially I got the preapproval for conventional with 10% down. Which was rather heartbreaking as I’d had my mind set on FHA. A couple weeks before close, Rick got us approved for FHA!! I type this while sitting in my new home. Do the application. You won’t regret it!"

"Rick was very easy to get a hold of and I never felt like I could not contact him which is exactly how you want to communicate with a lender. We were not passed around from one Department to another. Rick handled the whole transaction."

"Rick you were wonderful!!! I enjoyed each and every min that we talked from the beginning til my closing. :-)"

"The process from start to finish was amazing .my clients were able to close in two weeks .we love Axia home loans !!"

"Very good communication, helpful insights and very pleasant to work with"

"Rick was undoubtedly the driving force behind my recent home purchase from one state to another. Back in July my rental lease was set to expire in September and I was so over paying the never ending increasing costs to rent. So I started skimming mortgage lenders, came across Rick’s company, started filling out the application and decided not to finish it. Because I didn’t want my phone ringing off the hook by 5 million different agents. Well, here comes Rick a-calling the next day. First best decision, that I’d made on my purchasing journey, was to hear Rick out. I told Rick, I don’t have a pot to piss in, (well, I didn’t say it quite like that), I don’t want to live in a shack and I want to live in Tennessee. He said okay and he’d do everything he could and than he did. He got me a loan that I could afford and he went above and beyond to keep me believing that I will never again have to pay any one else’s mortgage by renting. Rick was the voice that I needed to keep my spirit up, my patience refreshed and my belief strong that I was on the right path. Patience is helpful and none I have. Rick was my patience. He never left it up to me, lol, with my discouraging intrusive thoughts. Rick only had more homes to view, more areas to consider, more paths to explore. Guess what? On August 23rd, I closed on my home in an area of Tennessee that I absolutely love and it’s not a shack. Thanks Rick!"

"Rick was incredibly quick to respond and knowledgeable. His communication was also stellar. I really appreciate how easy he made the home buying process for me."